Googins and Anton is a Madison Wisconsin area investment management company offering financial advice and portfolio management services.

Straight Talk about Money: Our Weekly Radio Show

Tune into our weekly radio show Straight Talk About Money where we demonstrate our dedication to and passion about making money, offering sound advice, and sharing our more than 50 years of combined financial advice and wealth management experience.

  • Saturdays: 8:30 – 9:00 am WTDY / AM 1670
  • Sundays: 8:30 9:00 am WTLX / FM 100.5
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Show Archive *To download file / save to your desktop: right click the link & choose: "Save Link"

January 28, 2012

Tax Changes For 2012

 

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January 21, 2012

Stock market has a good week.

Stocks walk up the “Wall of Worry”

S&P downgrades some European countries

Presidential Elections + The Market/Economy- “No Big Deal”

Rand Paul Returns Unused $500,000 to US Treasury

“The Number You Need To Retire On” – We Know the Number!

Estate + Income Taxes + Steve Jobs’ estate

 

listen

January 14, 2012

Come to Our Breakfast Series Starting February 3, 2012

Dow Now Up 90% from March 9, 2009 Low

Judge Rakoff & SEC Fines & Citigroup

Judge Says Details of Wrong Doing Should Be Known Before Any Fine Imposed

 

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January 7, 2012 Musings RE: 2011 Year in the Markets, “Living Benefits” – Insurance Contracts

 

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December 31, 2011

DJIA Up 8.5 % in 2011 – Total Return with Dividends

S&P Up 2.44% in 2011 – Total Return with Dividends

Living Benefits + Annuity Guarantees

 

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December 24, 2011 Christmas Program

 

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December 17, 2011 Stock Market like Downhill Skiing: Up, Down, Up, Down

Will Market Be Up or Down for 2011?

Plan for 30 Years Ahead of Your Retirement

Year-End Tax Planning

Annuities are Frequently a Reaction to Market Fatigue but You’ll Likely be Sorry Later

 

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December 10, 2011

REITS - Real Estate Investment Trusts

 

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December 3, 2011

Tax Planning for Years

 

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November 26, 2011

Strong Recoveries After Bear Markets

 

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November 19, 2011

Year-End Tax Strategies to reduce income

Warren Buffet Says Investing is Easier than People Think + more

 

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November 11, 2011

The Average Equity Investor Does Not Earn Returns as High as the Average Equity Mutual Fund... plus:

REITS – Real Estate Stocks

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November 5, 2011 The Average Equity Investor

Channeling the Seventies

Many Great Companies Started in “Bad” Economic Times

MF Global is not an Example of Capitalism

Long Term Care Insurance

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October 29, 2011 International Markets - Continue to Invest

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October 22, 2011
  • DJIA Back Up 800 Points in 15 Days (as of 10-19-11)
  • Don’t Let a “Bad” Quarter Blur Several Excellent Quarters
  • Tipping in Europe
  • Inflation – Why Stocks are Inflation Hedge and Bonds are Not

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October 15, 2011

Donor Advised Funds and Special Needs Trusts

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October 8, 2011

From Safe T.I.P.S. to Aggressive Frontier Markets

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October 1, 2011

Investment Words from Jeremy Siegel, Glen Hutchins, Mark Mobius and Laszlo Birinyi

  • $5 million per person gift, estate and generation skipping transfer available in 2011 and 2012 only
  • ROTH Recharacterizations

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September 24, 2011

Interest Rates May be low...

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September 17, 2011

The Market Went "Off Its Meds" in August
Many Older Americans Held Hostage by Their Mortgages

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September 10, 2011

Intermediate Term Bonds, a good alternative to low yielding money markets or C.D’s.

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September 3, 2011
  • Stocks Rebound From Debt Ceiling Tantrum
  • Halo Effect of Steve Jobs and Warren Buffett
  • Warren Buffett’s Latest Tax Break
  • Brian Wesbury says Stocks May Be Undervalued by 65%

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August 20, 2011 Is Computer Trading Causing the Volatility in the Markets?
  • “Quant” Managers
  • High Frequency Traders
  • Momentum Investing
  • Algorithms
  • Trend Following

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August 13, 2011
  • Volatile Market
  • 4% Drop In One Day Is Tough, But Not Rare
  • S&P Downgrading
  • Less Than 10% Drop In Three Days
  • Stocks Are Well Above Lows Of 2009
  • No One Has Ever Become Rich Being A Long-Term Bear

listen

 

August 6, 2011

Market drops, GDP Revised, 12 States have Surpluses, more:

  • Indiana Pays Workers Bonuses
  • Ohio Wiped Out 8 Billion Deficit!
  • Privatized Social Security Accounts Have Great Success In Chile and Galveston, Texas<
  • 30 Other Nations Have Privatizes
  • US Is World’s Largest Manufacturer
  • Worker’s High Productivity Has Caused Seeming “Job” Loss

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July 31, 2011

Debt Ceiling “Crisis”

  • Markets Shrug Off Debt Ceiling Debate
  • Correction – Over 70 ½ Gift To Charities
  • Tax Court Says No Interest Deduction If You Are Not Listed On The Mortgage
  • Debt Ceiling Controversy Can Lead To Better Spending By Federal Government

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July 16, 2011 Municipal Bonds

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July 9, 2011 Dividend Investing

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July 2, 2011
  • Large Cap Value Stocks Performing
  • Many High Net Worth Investors Wish They Had More Self Control Over Financial Behavior
  • G&A Offers A “Concrete Strategy”
  • When Should You Correct An Income Tax Filing Error?
  • Newly ReMarried Man Dies Without Changing Beneficiaries and Children Lose Out
  • Tax Filing Mistakes

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June 25, 2011

Summary of DOW, Our Last 10 Years Return vs. S & P 500 Index, College – 6 Years to Graduate – Worth the Debt? Investing Internationally

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June 18, 2011 DOW Up for the Week and Year
  • People Pessimistic
  • True Stories – Individual Accounts Outperform Group Accounts
  • IPO’s
  • Day to Day Problems and Worries vs. Long Term Growth
  • Europe and Pacific Basin Investment

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June 4, 2011

Special Needs Trusts What, How & Advantages
  • U.S. Weather and Japan’s Triple Disaster Slows Down Production in the U.S.
  • Nick Murray – Keep Watching “The Good Companies”
  • Profits Recovery Best in 60 Years
  • A Penny Saved is a Nation Saved: (Mercatus Research – Balance Budget Within 10 Years)
  • Peter Lynch and Magellan Fund: (Why Most Investors Did Not Earn the Fund’s Return)
  • 3 Reasons Investors Are Not Successful

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May 28, 2011

Dow is WAY up, Pessimism, Preventing Fraud & more
  • 12,402 – DOW – May 26, 2011 Up 7% Year To Date, 2011
  • So Why Are People Pessimistic?
  • Accounts Equal to 3 Times Original Investment and Growing
  • The Stock Market Will Take Care of You
  • Malaysia Growing
  • Frontier Markets
  • Unreasonable Premium Increase “Bad” Credit Rating
  • Rosenberry’s and United Way’s 7 Agendas For Change
  • How to Prevent Fraud in the Use of POA (Power of Attorney)

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May 21, 2011

  • U.S. Government has Stopped Mailing Social Security Statements
  • Pessimism Means Opportunity
  • Dow Jones up 1,000 Points in 2011
  • Prince Alwaleed, Saudia Arabia, is the Biggest Investor in the U.S.
  • Stanley Druckenmiller, Legendary Investor, says Officials at Fed and Treasury may Finally have to Try and Explain Why Technical Default is a Crisis, but Runaway Spending is not.
  • Powers of Attorney (POA) Should be Renewed Every Six Months

listen

May 14, 2011

Incredible Run

  • DOW Up Nearly 16% Over the Past 12 Months
  • Phil Angelides Says Regulators Failed and Corps Took Too Much Risk in 20089 Causing Financial Crisis
  • Chairman of Caterpillar Talked About Great Global Growth
  • Floating Rate Bank Loans
  • The Economy is Much More Resilient Than Most Believe

listen

May 7, 2011

DJIA, Financial Literacy, Public Pensions, More...

  • DJIA at 12,638
  • SIPC Costs to Liquidate Madoff and Lehman
  • Lost Opportunity Costs
  • Americans Financially Illiterate
  • Public Pensions, Defined Benefit Will Disappear in Coming Years
  • Benefits for Individuals in Defined Contribution Plans

listen

April 29, 2011

Markets Reaching 2007 Peaks Dow Jones is up 1000 points since beginning of 2011

Boat Policy adds $1000 accidental death or injury benefit!

It's Time in the Market, Not Timing the Market

  • Retirement may last 30 years.
  • The S&P doubles several times in 30 years.

TIME in the MARKET, Not Timing the Market

  • S&P went from 130 to 1300 between 1981 to 2011
  • S&P went from 22 to 130 between 1951 and 1981

Buy and Hold Works

  • Investors leave the Fund when Morningstar downgrades
  • Investors buy the Fund when Morningstar upgrades
  • However, the downgraded funds usually do better in upcoming years
  • Investors still investing with eye on rear view mirror

Debt Ceiling

  • The arguments hide the true consequence
  • Raising the debt ceiling allows Congress to add debt to the current accumulated debt
  • Not raising the debt ceiling would make Congress pay the interest and reduce spending
  • How can raising the debt ceiling increase the confidence of the people, countries, and institutions that buy our debt?

listen

April 23, 2011

Many Markets up 56% for year to date

  • Corporate profits up
  • DJIA up 87% since 3/9/09
  • VIX Indicator + the shorts
  • Forecasts for markets in 2011 by Brian Wesbury
  • Debt ceiling – has been raised 80 times
  • Why is oil so high?
  • Low interest rates
  • More dollars required to replace low interest rates

listen

April 16, 2011

4% “Rule” Should Not Be A Rule

  • Comparison: Index
  • Control over your income in retirement
  • 529 Plans for college
  • Special Rule allows $62,000 gift to plan in a single year
  • Declare on IRS Form 709
  • Masters of the marketplace:
  1. Mark Mobius
  2. Ron Barron
  3. Stephen Roach
  4. Mark Faber
  5. Jeremy Siegel

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April 9, 2011

Market Shrugs Off Problems

  • Corporate profits are strong
  • Currency loses its purchasing power
  • Investors need facts and courage
  • Fuzzy Math
  • Roth Conversion Rules for 2010 and 2011

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April 2, 2011

Diversification Works when the Market is Ugly

  • What's Behind a 4% Withdrawal Recommendation for Retirement Accounts?

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March 26, 2011

Market Expectations – Jeremy Siegel & Michael Milken are Positive on Equities (stocks)

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March 19, 2011

Market update – Impact of Japan Tsunami

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  • Save for college with Tax Advantages: 529 Plans, Education IRA’s
  • Lack of Tax Advantages, but have other positives: Custodial Accounts, Basis of your Roth IRA withdrawals
  • Examples – over $80,000 in one grandchild’s (still in high school) account

 

 

March 12, 2011

Celebration of 2 Year Anniversary of Bull Market in Stocks

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  • 3911 Major indexes nearly recovered to previous peak
  • Leveling playing field public vs. private benefits
  • Tsunami in Japan disrupts markets
  • British Historian, Paul Johnson, values America
  • Oil, Natural gas, Oil shale, Coal, Wind and Solar energy
 
February 26, 2011

Tracey Interviews Local Madison Firm: Franklin Tax & Accounting

listen

 
  • Income Taxes Due April 18, 2011
  • Professionals help you with Tax Mistakes (hear examples); sometimes turn IRS debits into your credits
  • People tend to be timid about legitimate deductions when preparing their own taxes
  • Tax Forgiveness of debt on foreclosure
  • Many new tax credits for small business
  • Education – American Opportunity Credit
 

February 19, 2011

It's Never as Bad or Good as it Sounds

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  • Behavioral Finance
  • WI Protest
  • HSA’s – Health Savings Accounts
  • High Deductible Insurance Policies
  • WI Retirement Payouts/Choices
  • Union Pacific
  • Trains in your Managed Accounts
 

February 12, 2011

 

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  • GDP = Gross Domestic Products; $45,000 per person in 2009
  • Value the Rich
  • Roth Conversion Tax decision in 2010
 

February 5, 2011

Manufacturing in Wisconsin; Oshkosh Corporation

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  • Estate & Gift Tax Changes
  • Global consumption
  • DJIA closes 2/1/11 at highest since 6/18/08
  • $5 million per person Federal Estate Tax exemption
  • $13,000 yearly Gift Tax exclusion
  • Big Hopes for Big Stocks
 

January 29, 2011

 

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  • Market flirts with 12,000
  • WI passes HSA deduction
  • M&I purchased
  • Over 70 ½ Charitable Contribution Opportunity
  • Estate Exemption @ 5 million per person
 

January 22, 2011

 

From Safe T.I.P.S. to Aggressive Frontier Markets

 

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January 15, 2011

 

An Unexpected Medicare Increase

 

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January 8, 2011

 

Employer Mergers and 401k Questions

 

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January 1, 2011

 

2010 – A Good Year for Stocks & Bonds! Thank the Rich

 

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December 18, 2010

2010 Tax Relief Bill

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  • Retail Sales
  • Estate Tax in 2011
  • Unemployment Extended
  • Donor Advised Charitable Funds
  • Over 70 ½ Charitable Contributions from IRA’s

 

December 11, 2010

Donor Advised Funds – A Way To Do Your Charitable Giving

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  • Gifts, CRUTS, Charitable Giving
  • Year End Giving
  • Tax Advantaged Gifts
 

November 27, 2010

Strong Recoveries After Bear Markets

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  • Is it Worth Going into Debt for a College Education?
 

November 20, 2010

Thanksgiving = Thanks Giving

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  • G.M. IPO Begins Trading
  • Warren Buffet's Letter of Thanks
  • There's No Inflation? One Retiree's Experience
 

November 13, 2010

83 Year S&P Index Return QE2 and the Wealth Effect

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  • Consumer Debt
  • Reduce Retirement Anxiety
  • Jeremy Grantham's Letter to Shareholders and QE2
 

November 6, 2010

Investor Questions and Financial Planning Mistakes

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October 31, 2010

Long Term Stocks Overtake Inflation's Damage

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October 23, 2010

Market Double Twice? Next 10 Years?

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October 16, 2010

Quantitative Analysis QE

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September 25, 2010

Defined Benefit Plans vs Defined Contribution Plans

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September 18, 2010

Client Stories and Look Beyond Europe's Current Problems

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September 11, 2010

Fiduciary & Suitability Standards of CARE

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September 4, 2010

Market Predictions vs History

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August 28, 2010

Have Faith in the Market It Always Goes Back Up

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August 21, 2010

No Double Dip Recession

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August 7, 2010

Trade Deficits Don't Matter: Oil & Gas

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July 31, 2010

A Reason to Convert to ROTH

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July 24, 2010

Plan now to avoid income tax increases in 2011

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July 17, 2010

Goldman Settles SEC Case

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July 10, 2010

Income Taxes Increase in 2011
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July 3, 2010

Four Ways to Decrease Income Taxes Under New Rules
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June 26, 2010

Market Volatility
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June 12, 2010

All Things Financial
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June 1, 2010

Greek Crisis & Opportunities
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May 29, 2010 Roth Conversion Tax Traps Roth Conversion Tax Traps

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May 22, 2010

Understanding Bonds
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May 15, 2010

Greece Debt Crisis, Municipal Bonds
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May 8, 2010

Dawn Marie Sass: Equities Can Do Well the Next 10 Years
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May 1, 2010

Sly & Louise
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April 27, 2010

Equities & the Next Ten Years
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April 24, 2010

Dawn Marie Sass & James DiUlio (pt2)
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Apr 17, 2010

Winners & Losers / Healthcare Industry
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Apr 10, 2010

Dawn Marie Sass & James DiUlio (pt1)
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Apr 03, 2010

8% Withdrawal Is Still Possible
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Mar 27, 2010

What's Right With The World
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Mar 20, 2010

March 9th Two Market Anniversaries
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Mar 13, 2010

Commercial Real Estate, with Deb Ersland
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Mar 06, 2010

Commercial Real Estate, with Deb Ersland

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Feb 27, 2010

Attorneys Madelyn Leopold and Liz Heiner
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Feb 20, 2010

Economy Continues To Improve
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Feb 13, 2010

Attorneys Madelyn Leopold and Liz Heiner
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Feb 06, 2010

Other Ways to Avoid Probate
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Jan 30, 2010

Roth Conversions or High Income Earners
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Jan 23, 2010

Commercial Real Estate, with Deb Ersland, Pt.2
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Jan 16, 2010

Commercial Real Estate, with Deb Ersland, Pt.1
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Jan 09, 2010

Reviewing 2009 Markets
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Jan 02, 2010 Rational Exuberance listen
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Googins and Anton is an independent investment and wealth management / financial planning and advisor company in greater Madison & Middleton Wisconsin. Our job is to make you money by using more than 30 years of combined experience, listening to your goals, and investing accordingly. We've worked with professionals - doctors, attorneys, professors, CPAs, business owners, and organizations - for over 30 years. Call us for a complimentary discussion.

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