Wealth Management

What About Risk?

You are often asked to identify your risk tolerance, but how do you measure risk if you are not an experienced investor who has received good advice?

My Wife's Investments are Growing Faster Than Mine

Is someone “managing” your money and your account holds 40-50 or more items?  You think - ‘good…many investments…some names I recognize… diversification…safety…should do well.’

The statements arrive monthly and you look at them. A picture does not emerge. You see little progress. You can not figure out “performance.”

What Happens When a Financial Plan or Financial Analysis is Completed?

Just like a positive medical examination, learning you are financially fit feels good, even exhilarating. Keep doing what you are doing but here are additional suggestions for staying fit! 

Why Consolidate Assets in a Managed Account?

The number one reason provided for transferring assets to managed accounts is that the manager is a fiduciary responsible for giving you good advice, while a commission-based advisor can put himself first.

7 Smart Money Moves Before Year-End

Wasn’t it just yesterday you were itemizing your deductions and filing your 2015 taxes? As we approach the end of another year, you might be wondering what—if anything—you can do to lighten your 2016 tax bill.

Is a 401(k) Rollover to Roth IRA Right for You?

If you’re wondering whether a 401(k) rollover to a Roth IRA is right for you, keep in mind that it’s not the shell game it used to be. If a trusted friend tells you otherwise, they’re likely referring to an old law from a decade behind us. You can tell them you heard it from us: No longer do you have to take a middle step of converting your 401(k) to a traditional IRA before you can roll it over into a Roth. It’s now a straight shot.

What is a Robo-Advisor?

It's hard to pin the definition down, but I think a robo-advisor is a computer programed with algorithms which are known as formulas in the simple world.  What do robo-advisors do and how do they work?  I think I give them my money, answer some questions and they put me into one of a few categories and distribute, i.e., invest my money in a variety of investments. 

Buy the Dip for Enhanced Returns

If you dollar cost average (invest regularly) in a market, you will benefit when you buy the dip and you will see recent purchases gain value quickly in a rising market.  When the market drops substantially and you get your money in on a down day you can also recognize gains quickly.  

How Do Donor Advised Funds Work?

Charitable Giving is tax deductible up to 50% of AGI. A great option is Donor Advised Funds. You set up a "Family Giving Fund" (you name it) and donations to the fund are tax deductible immediately. You have charitable intent and dollars to give yearly but haven't decided on the receiving charities.

Does High Frequency Trading Work?

High frequency trading, as well as algorithms, momentum investing, quant managers, flash trading and more- are all the direct opposite of Buy and Hold Value Investing. These strategies probably are contributing hugely to the volatility (wide swings) you hear about in the stock markets from day to day. Does high frequency trading work?


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